[Audio clip: view full post to listen] Download MP3 (to download, right-click and select Save Target As) Length: 9 min. The Complete Idiot’s Guide to Disaster Preparedness is John Hedtke’s latest book—the 26th book he’s written. In it, Hedtke explains that although most people think disasters are only major catastrophes, such as earthquakes, tornadoes, or floods, actually a disaster occurs whenever your needs exceed your … more »